Because your future self deserves more than leftovers.
🏦 The Golden Rule of Wealth
Ask any self-made millionaire their secret, and they won’t say:
“I waited for spare change at the end of the month and hoped for the best.”
Nope.
They’ll say: “I paid myself first.”
Before bills. Before food.
Even before that flash sale on Lazada.
This habit isn’t just about money. It’s about priority.
And in the world of millionaires, your future is non-negotiable.
📤 What Does “Pay Yourself First” Mean?
It means treating your savings and investments like a non-refundable monthly bill.
You get your income.
Then, before you spend a single peso, you:
✔️ Move a portion to savings
✔️ Invest a portion (REITs, index funds, business capital — not random crypto you heard about on TikTok)
✔️ Pretend it no longer exists
What’s left? That’s what you budget your life with.
It’s reverse psychology… on your wallet.
📊 Why It Works
- 🧠 You train your brain to save automatically, not emotionally
- 💸 You avoid the trap of “I’ll save whatever’s left” (spoiler: there’s never anything left)
- 📈 Over time, your savings compound like crazy
- 🕊️ You build peace of mind, and future freedom, not just financial survival
😬 But My Budget Is Tight!
We get it.
Life in the Resibo Republic isn’t always kind to wallets.
But paying yourself first isn’t about huge amounts.
It’s about consistency.
Start with ₱100 a week. Seriously.
If you can spend ₱120 on milk tea, you can stash ₱100 for future-you.
(And future-you will be sipping matcha in a beachfront condo, thanking you.)
🔐 Quick-Start Tips
- Automate it
➤ Set an auto-transfer the moment your salary or income comes in - Use a separate account
➤ One that’s not easy to open via app during a midnight Shopee binge - Name your savings
➤ Call it “Dream Condo,” “Freedom Fund,” or “Escape Plan from Bumbum’s Budget Cuts” - Increase gradually
➤ As your income grows, raise the percentage — from 10% to 20% or more
🧠 Final Thought
Paying yourself first is a quiet habit.
It doesn’t look flashy on Instagram.
But over time, it screams louder than any flex post.
So next time you get paid, ask yourself:
“Did I pay myself… or just everyone else?”